How to sign up as a Lead provider for

Simply email edubondassessors@africadirectgroup.co.za and one of our team members will register you on our system, or

We have 3 different levels of lead providers.

Level 1

Standard Lead Provider

Individual or entity that provides ADEB with adhoc leads. Fair understanding of product offering but hasn’t received extensive Bond Optimizer training.

Level 2

Intermediate Lead Provider

Tiered monthly structure with incentives. Fees paid within 5 business days of bonds being registered. Lead fee payable upon successfully registered leads.

Level 3

Advanced Lead Provider

Individual or entity that provides ADEB with regular flow of leads. Have received Bond Optimiser training. Can perform lite assessments. Has access to portal.

Level 1

Standard Lead Provider

All you provide is client name, surname and contact details, and we will do the rest.

  • Provides adhoc leads
  • You will have a fair understanding of our product offering
  • You will earn a fixed fee of R 2500, based on successful leads provided
  • You will be paid for the tiered level, based on the number of leads, where the bond has registered, per month
  • You will receive access to our systems, where you will be required to input client name, surname, and contact information

Level 2

Intermediate Lead Provider

Provide client name, surname and contact details

  • Provides a regular flow of leads
  • You will have a good understanding of our product offering
  • You will earn a fixed fee, which is R5000 for every successful lead registered in a month
  • You will be provided access to our systems, where you will be able to do a quick check, to see if client will qualify for our product.
  • If the quick check is successful, you will be required to capture all client information.
  • You will also be required to upload the following documents for the clients:
    • Clear copies of id’s for all applicants
    • Marriage certificate (if applicable)
    • Debt review statement (if client is under debt review)
    • Latest payslip for each applicant (last 3 if client earns overtime and last 6 if client earns commission)
    • Last 3 months bank statements for each applicant
    • Latest pension funds statement, with latest values
    • Latest municipal account
  • Once you have captured and uploaded all the required information and documents, you will submit the application.
  • We will then take over on the application and see it through to the end.
  • All engagements with the client, will be done from our side
  • You will be able to log into your lead portal, to view the status of all your applications

What happens when you submit a completed application? (level 2)

  • The application, together with all documents gets vetted, by our assessors

  • If any additional documents are required, we will then request it from you

  • If all is in order, it goes through a prescreening process, which then gets presented to the credit committee

  • If the application is declined, we will advise the client of this and the reasons for the decline

  • If credit approves the application, we will inform the client of this, as well as the conditions of approval. We will also advise the client that someone will contact them to arrange access to the property, in order to conduct a valuation

  • We will then request for a physical valuation to be done on the property

  • If the valuation comes back, and is lower than what we require, the application could still be declined, and we will inform the client.

  • If the valuation comes back favorable, we will advise the client and discuss the pre agreement contract, and the conditions around the approval,

  • The client will then confirm with us if they would like to proceed with the application.

  • We then proceed to instruct the attorneys accordingly, and they will then take over the client engagement process, from there

  • You will at any time, be able to log into your lead portal, and view the status of the client’s application

Level 3

Advanced Lead Provider

Provide client name, surname and contact details.

  • Provides a regular flow of leads
  • You will have an in-depth understanding of our product offering
  • Training will be provided to you
  • You will earn a fixed fee, which is R7500 for every successful lead registered in a month
  • If you are fully FAIS accredited, you will also be able to sell our life cover products to the clients
  • You will be provided access to our systems, where you will be able to do a quick check, to see if client will qualify for our product.
  • If the quick check is successful, you will be required to capture all client information.
  • You will also be required to upload the following documents for the clients:
    • Clear copies of id’s for all applicants
    • Marriage certificate (if applicable)
    • Debt review statement (if client is under debt review)
    • Latest payslip for each applicant (last 3 if client earns overtime and last 6 if client earns commission)
    • Last 3 months bank statements for each applicant
    • Latest pension funds statement, with latest values
    • Latest municipal account
  • You will be required to capture a detailed motivation around the client and the financials of the client
  • You will be required to do an analysis if the clients bank statements, to ensure that any irregularities are addressed
  • Once you have captured and uploaded all the required information and documents, you will submit the application
  • All engagements with the client, will be done by you, throughout the process of the application, up until the time, that the approved application, gets instructed to the attorneys.

What happens when you submit a completed application? (level 2)

  • The application, together with all documents gets vetted, by our assessors
  • If any additional documents are required, we will then request it from you
  • If all is in order, it goes through a prescreening process, which then gets presented to the credit committee
  • If the application is declined, we will advise you accordingly. If you feel that there is merit in the application, you will then have an opportunity, to provide an additional motivation and documents, if need be.
  • If credit approves your application, we will advise you of the approval, as well as the conditions of the approval, eg client requires life cover, HOC, etc
  • You in turn will then advise the client of the approval and advise that someone will contact them to arrange for a valuation on the property
  • We will then request for a physical valuation to be done on the property
  • If the valuation comes back, and is lower than what we require, the application could still be declined, and we will inform you. It is then your responsibility to inform the client on the outcome of the valuation and reasons for the decline.
  • If the valuation comes back favorable, we will email you the pre agreement contract.
  • You will then discuss this with the client and advise us if the client accepts or declines.
  • If the clients accepts, someone from our team, will make contact with the client and go through pre agreement with the client, and all the conditions attached to the approval.
  • The client will then confirm their understanding of the process.
  • We then proceed to instruct the attorneys accordingly, and they will then take over the client engagement process, from there
  • You will at any time, be able to log into your lead portal, and view the status of the clients application

Our Working Affiliates

Corporate Bank

Financial auditors

Conveyancing attorneys

Corporate attorneys

NCA compliance auditors