Personal finance is the entire financial world that makes your financial life. Each individual has their own set of needs, wants, desires and goals; hence the personal in personal finance. While we may understand what the word means, many of us find personal finance...
Planning a personal budget can feel like a rather overwhelming task. It may feel like opening a Pandora’s box of debt, bad planning, failure, bad financial decisions, and overdue accounts, but the whole point of having a budget is to avoid experiencing these things. A...
Times have been tough during recent years. A time of unprecedented job losses, health risks and financial toll. This has forced us to dig into our savings to stay afloat. But now that things are slowly returning to normal, how do you build up these savings again? How...
Have you found yourself in the position where you cannot or are struggling to afford your monthly debt repayments? This is a tough situation to be in. However, this will not equip you to make better financial decisions in the future. Education is said by many to...
Times can be tough. Be Covid related or not, surviving financially can lead to us taking out high interest, unsecured debt in order to fund our lifestyles. While at first this may seem harmless, it can quickly develop into a mountain of debt that can seem impossible...
Debt can become a trap that can seem to be impossible to get out of. It can seem like a hole that is too deep to climb out of. It can also seem like many of the debt help systems are not really there to help you. But what if there was an alternative? What if there was...
